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Does Refinancing Make Cents?

We don’t know yet. But by answering a few questions, it’ll give us a head start in determining whether it’s in YOUR best interest or not. We’ll then respond with the pros and cons, and any other helpful ideas we might have.

Zip Code

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Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score.

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What year did you purchase your home?

2010-2026
2000-2009
1990-1999
Before 1990
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Please estimate the value of the property.

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
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"240000"
  • $80K
  • $2M+
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What is the remaining 1st mortgage balance?

[{"by":"10000","end":"100000","start":"0"},{"by":"20000","end":"1000000","start":"100000"}]
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"200000"
  • $80K
  • $2M+
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What is your 1st mortgage interest rate?

["2.00%","2.25%","2.50%","2.75%","3.00%","3.25%","3.50%","3.75%","4.00%","4.25%","4.50%","4.75%","5.00%","5.25%","5.50%","5.75%","6.00%","6.25%","6.50%","6.75%","7.00%","7.25%","7.50%","7.75%","8.00%","8.25%","8.50%","8.75%","9.00%","9.25%","9.50%","9.75%","10.00%","10.25%","10.50%","10.75%","11.00%","11.25%","11.50%","11.75%"]
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"5.00%"
  • 0%
  • 12%+
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What kind of rate do you have?

Adjustable
Fixed
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Do you have a second mortgage?

Yes
No
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Would you like to borrow additional cash?

[{"by":"10000","end":"80000","start":"10000"},{"by":"5000","end":"130000","start":"80000"},{"by":"10000","end":"200000","start":"130000"}]
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0
  • $0 (No Cash)
  • $200K
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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What is your average monthly income?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
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"4000"
  • $0
  • $50K+
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What are your average monthly expenses?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
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"3000"
  • $0
  • $50K+
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Do you currently have a FHA loan?

Yes
No
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Any late mortgage payments in the last 12 months?

None
1 Late Payment
2+ Late Payments
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What is your full name?

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What is your email address?

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What is your phone number?

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